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HSA/FSA Eligible Products

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39 items

  • A neatly stacked Cozy Earth Bamboo Sheet Set, featuring two pillows, a folded fitted sheet, flat sheet, and pillowcases, displayed against a plain white background.|Color:Driftwood

    New Colors

    • + 17  more colors

    Bamboo Sheet Set

    Bamboo Viscose

    Price is up to 0% off, is normally $258. Can be $258.

  • Two Cozy Earth Bamboo Pillowcases in beige are stacked together against a simple light gray background.|Color:Driftwood

    New Colors

    • + 16  more colors

    Bamboo Pillowcases

    Bamboo Viscose

    Price is up to 0% off, is normally $48. Can be $48.

  • A Cozy Earth Bamboo Fitted Sheet in plain, light beige is shown lying horizontally on a white background, viewed from the side.|Color:Driftwood

    Best Seller

    • + 15  more colors

    Bamboo Fitted Sheet

    Bamboo Viscose

    Price is up to 0% off, is normally $108. Can be $108.

  • The Bamboo Viscose All Season Comforter by Cozy Earth, featuring a neatly folded white design with a subtle sheen, is displayed against a plain light background.|Filling:Standard

    Best Seller

    Bamboo Viscose Comforter

    Bamboo Viscose

    Price is up to 0% off, is normally $328. Can be $328.

  • The Cozy Earth Silk Pillow, soft and rectangular with neatly finished edges, is shown against a light gray background. Its smooth white fabric highlights the luxurious feel of this premium pillow.

    Best Seller

    Silk Pillow

    Price is up to 0% off, is normally $198. Can be $198.

  • The Cozy Earth Bamboo Flat Sheet, neatly folded in light beige, is displayed on a plain white background.|Color:Driftwood

    Best Seller

    • + 14  more colors

    Bamboo Flat Sheet

    Bamboo Viscose

    Price is up to 0% off, is normally $108. Can be $108.

  • Mattress pad folded with white background

    Best Seller

    Bamboo Mattress Pad

    Bamboo Viscose

    Price is up to 0% off, is normally $128. Can be $128.

  • A smooth, shimmering silver Cozy Earth Silk Pillowcase is displayed against a plain white background. The fabric looks incredibly soft and luxurious, with a subtle sheen indicating its silky texture. One end of the pillowcase is slightly open. |Color:Dove Grey

    Best Seller

    • + 7  more colors

    Silk Pillowcase

    Price is up to 0% off, is normally $78. Can be $78.

  • A stack of two Cozy Earth Down Alternative Pillows on a white background Standard King

    Best Seller

    Bamboo Down Alternative Pillow

    Bamboo Viscose

    Price is up to 0% off, is normally $128. Can be $128.

  • The Cozy Earth Bamboo Bedding Core Bundle, featuring neatly folded light gray sheets and pillowcases, is stacked on a white background with three larger sheets on the left and pillowcases on the right.|Color:Light Grey

    Best Seller

    • + 14  more colors

    Bamboo Bedding Core Bundle

    Bamboo Viscose

    "Price was  $528. Is currently $594.

  • Navy Linen Bamboo Pillow Shams photographed over a white background. |Color: Navy

    Last Chance

    Bamboo Linen Pillow Shams

    Bamboo Viscose

    Price is up to 0% off, is normally $84. Can be $84.

  • The Cozy Earth Bamboo Bedding Deluxe Bundle features two stacked pillows, a comforter, and folded sheets in cream, all neatly arranged against a plain white background.|Color:Driftwood

    New Colors

    • + 15  more colors

    Bamboo Bedding Deluxe Bundle

    Bamboo Viscose

    "Price was  $758. Is currently $844.

  • The Cozy Earth Down Alternative Comforter is neatly folded and fluffy, displayed against a plain light gray background. |Filling:Standard

    Best Seller

    Down Alternative Comforter

    Price is up to 0% off, is normally $309. Can be $309.

  • The Cozy Earth Silk Comforter is neatly folded with a corner turned down, showcased against a plain white background.|Filling:Standard

    Best Seller

    Silk Comforter

    Price is up to 0% off, is normally $448. Can be $448.

  • A light blue jar of Cozy Earth Body Butter with a black lid, labeled "Body Butter" and "238 mL / 8 fl oz," is set against a plain white background.|Size:Full Size

    Oprah's Favorite Things Winner

    FOUNT SOCIETY Body Butter

    Price is $28

  • A pump bottle of "Cozy Earth Oil Cleanser" is shown. The bottle is a sleek, ivory-colored container with a black pump dispenser. The minimalist label on the front contains the brand name, product name, and volume of 148 ml (5 fl oz) along with a decorative logo.

    Best Seller

    FOUNT SOCIETY Oil Cleanser

    Price is up to 10% off, is normally $36. Can be $32.40.

  • Light Grey travel pillowcase with white background |Color:Light Grey

    Bamboo Travel Pillowcase

    Bamboo Viscose

    Price is up to 0% off, is normally $38. Can be $38.

  • A small, round jar of Cozy Earth Day-to-Night Essentials cream with a black lid and light purple container, labeled with product details in black text.|Size:Full Size

    Best Seller

    FOUNT SOCIETY Night Cream

    Price is up to 30% off, is normally $10. Can be $7.

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About Our HSA/FSA Eligible Products

Your home is where you restore, recharge, and feel your best. Now, you can use your HSA or FSA benefits to invest in everyday comfort that supports your well-being. Each piece in this curated collection is thoughtfully designed to bring you lasting wellness—so your health savings do more than cover the essentials, they enhance the way you live at home.

 

At Cozy Earth, we have made it easy to use your flex spending benefits on the kinds of products that genuinely improve your quality of rest and home life. Our curated collection of FSA and HSA eligible items brings together some of our most loved products, each built to the same premium standard Cozy Earth is known for.


Looking for HSA eligible bedding? Our selection includes thoughtfully crafted options designed to support better sleep. FSA eligible pillow options bring that same quality to your head and neck comfort, and our HSA approved pillows are built to last well beyond their first wash.


Looking to use your cooling blanket FSA eligible benefit? We have breathable, temperature-regulating options that combine function with the kind of softness that makes coming home the best part of your day. Browse the full FSA and HSA eligible collection and invest in your home life the smart way.

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Frequently Asked Questions

What types of products qualify as FSA and HSA eligible at Cozy Earth?

Cozy Earth’s FSA and HSA eligible collection includes select bedding, pillows, and cooling blankets. Products that qualify are marked on the site. We recommend verifying eligibility with your plan provider, as coverage can vary by plan.

Can I use my FSA or HSA for bedding and pillows?

Many FSA and HSA plans now cover sleep-related products, including certain pillows and bedding designed to address sleep quality. Cozy Earth’s FSA and HSA eligible collection is curated to include products that commonly qualify under these benefit programs.

How do I pay with my FSA or HSA card at Cozy Earth?

You can use your FSA or HSA card at checkout just like a regular debit card. If you have questions about a specific product’s eligibility, we recommend reaching out to Cozy Earth’s customer service team.

Key Features

Use Your Benefits on Products That Actually Matter: Your FSA and HSA dollars work harder when they go toward something you use every single night. Cozy Earth’s eligible collection lets you invest in genuine sleep quality, not just another medical expense line item.


Premium Sleep Comfort, FSA and HSA Approved: Every FSA and HSA eligible product in the Cozy Earth collection meets the same craftsmanship standard as everything else we make: thoughtfully designed, built to last, and made to make home life better.


Temperature-Regulating Options for Better Rest: Many of our eligible products are made from breathable, cooling materials that help regulate body temperature through the night. Better sleep quality starts with the right environment, and your benefits can help fund it.


Easy to Shop, Easy to Use at Checkout: Eligible products are clearly marked in the collection so you can shop with confidence. At checkout, simply use your FSA or HSA card like a regular debit card. No complicated reimbursement forms required.

A modern bedroom features a neatly made bed with Cozy Earth's Bamboo Sheet Set in teal and two pillows, next to a wooden nightstand holding a glass of water and a small potted plant. Soft natural light filters through sheer beige curtains.|Color:River

Please note:

This Item is final sale.

Exchanges, returns, & warranties not allowed. Valid while supplies last. All sales final.

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